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About Me

As a California licensed Real Estate Broker and also a licensed Mortgage Loan Originator, I’m dedicated to helping people seeking to purchase a home or refinance to have the best experience.

Driven by a strong passion for service and desire to help people make their real estate goals a reality, I handle my clients’ real estate and loan requests with the greatest care and attention.

While the mortgage financing process can be tough and even stressful, I help to alleviate the stress by focusing on communicating with my clients regularly and handling their questions and concerns promptly.

This way,you will have comfort, peace of mind, and a sense of direction throughout the process.

Furthermore, my clients continually benefit from being served by a knowledgeable, patient, honest, and real estate and mortgage professional who genuinely desires to see you succeed.

Most importantly, I take time to assess my clients’ needs upfront and I will always explain to you in a step by step way how the loan products best fit your needs.

I take pride in my reputation for being loyal, reliable, and always representing my clients’ best interest in every aspect of the financing process.

Why work with me

Having worked as a licensed professional in the state of California since 1993, I bring a vast wealth of transactional experience and real estate knowledge that I eagerly commit to serving my clients.

Further, I’m a member of California Association of REALTORS® and the National Association of REALTORS®, and have a vibrant network of professionals in the industry that I readily refer my clients to.

As a Licensed Real Estate Broker since 2000 specializing in offering my services in San Francisco Bay Area, I have assisted hundreds of real estate buyers, sellers, renters, landlords, investors to achieve their goals in real estate.

I handle all my clients with respect and dignity, and endeavor to provide them a safe environment where they can express their needs freely.

Whether you are a first-time home-buyer or are going through tough moments like a divorce, facing foreclosure, entering probate or working with family trusts, you can be confident that I will dedicate my time and energy to consulting with you and negotiating the best outcome for you regardless of how complex a transaction is.

I offer my services in in San Francisco and throughout the San Francisco Bay Area.

Contact me

Contact me today for the best real estate and mortgage financing experience and a no-obligation assessment of your needs when purchasing or refinancing your home.

You can call me at (415) 323-4133, or email me at [email protected]

Harold McCray

Real Estate Broker

DRE#1174320 - NMLS#1092634

As a REALTOR® serving San Francisco Bay Area and the surrounding areas, I bring determination, focus, and a fierce passion for enabling homebuyers to settle in their dream home and sellers to fetch great deals for their current homes as they move to the next level.

  • Buyers Agent
  • Mortgage Broker

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